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Our Firm

Spectrum is a consulting firm founded in 1978 with headquarters just 30 miles south of Seattle in Tacoma, Washington. We provide a wide range of professional services to employers sponsoring retirement, deferred compensation, and other employee benefit plans for their organization.

Spectrum's staff of expert professionals and proprietary consulting process helps to achieve favorable client outcomes. Our independence and completely fee-based engagement model ensures objectivity and avoids conflicts of interest.

Spectrum specializes in the following disciplines:

  • Defined contribution
  • Defined benefit
  • Non-qualified deferred compensation
  • Post-retirement medical
  • Health savings accounts
  • Management consulting
  • Individual retirement accounts

Our staff includes consultants, project managers, and enrolled retirement plan agents. As a condition of continued employment, staff members pursue professional qualifications and continuing education to ensure clients receive the highest quality advice.

Spectrum provides professional assistance to its clients with employee benefit plan design, plan document origination, annual compliance and government reporting, financial statement preparation, daily valuation record keeping, and qualified plan compliance resolution.

Spectrum's clients include ordinary business entities and professional firms, as well as not-for-profit and governmental entities.

Consulting Approach


Plan Consulting Model


Defining an Employer's Workplace Retirement Plan Objectives