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​Compensation and Benefits

Spectrum provides a competitive total compensation program. Total compensation is the sum of all cash and non-cash compensation paid to a Staff Member. It includes salaries, cash bonuses, benefit programs, training and education costs, and all other items of value provided to any Staff Member.

Compensation Philosophy

Spectrum’s compensation philosophy is based on these key principles:

  1. Base salaries should be at market, provided performance is appropriate
  2. Profits are only generated by people and productivity
  3. If we are highly profitable, we will share aggressively
  4. Above-market cash compensation will only come from profits


Eligible Staff Members can earn cash bonuses through:

  • Annual Profit Sharing
  • New Client Origination
  • New Staff Member Referrals
  • Obtaining Eligible Professional Qualifications

Health Care

Spectrum provides the following health related benefits to eligible Staff Members:

  • Medical and Dental
  • Disability Income Replacement
  • Group Term Life Insurance

Leave Programs

Spectrum provides certain leave programs to eligible Staff Members in the event they are unable to work due to:

  • Jury Duty
  • Maternity and paternity
  • Military service
  • Other personal circumstances

Retirement Benefits

Spectrum sponsors a workplace retirement plan named the Spectrum Pension Consultants, Inc. 401(k) Profit Sharing Plan and Trust. This retirement savings vehicle enables both staff members and the firm to contribute towards long-term retirement savings.

Time Off

While Spectrum Staff Members work hard to exceed client expectations, we recognize the importance of taking some time off away from work. Eligible Staff Members can earn paid time off for:

  • Holidays
  • Vacation
  • Compensatory Time Off

Tuition Assistance Program

Subject to program limits, Spectrum provides financial assistance to eligible Staff Members for the cost of resident and nonresident tuition, required textbooks, and certain fees associated with work-related courses or courses required to complete a work-related degree.