Spectrum believes deeply in education. In fact, Spectrum is one of the few employee benefit consulting firms to require that staff members earn professional qualifications as conditions of continuing employment. We believe this helps to ensure clients and their participants receive the highest quality advice.

Educating employers and their organizations is also critically important for the success of any employee benefit program. For instance, with the growth of 401k plans, saving effectively for retirement requires workers to know:

• how much to save?
• how to invest their savings?
• what represents an appropriate risk-based asset allocation?
• when approaching retirement, how to plan distributions?

We have prepared a variety of educational literature, webinars, and tools that employers, retirement plan participants, and professional advisors may find helpful. If your circumstances require customized educational materials, please contact Yannis P. Koumantaros for a complementary consultation to discuss your needs.