Spectrum is a consulting firm founded in 1978 with headquarters in Tacoma, Washington. We provide a wide range of professional services to employers sponsoring retirement, deferred compensation, and other employee benefit plans for their organization. Our independence and fee for service client engagement model ensures objectivity and avoids conflicts of interest.

Spectrum specializes in the following disciplines:

  • Defined contribution
  • Defined benefit
  • Non-qualified deferred compensation
  • Post-retirement medical
  • Health savings accounts
  • Management consulting
  • Individual retirement accounts

Our staff includes actuaries, consultants, and enrolled retirement plan agents. As a condition of continued employment, staff members pursue professional qualifications and continuing education to ensure clients receive the highest quality advice.

Spectrum provides professional assistance to its clients with employee benefit plan design, plan document origination, annual compliance and government forms reporting, financial statement preparation, daily valuation record keeping, and qualified plan compliance resolution. Our sophisticated recordkeeping technology enables us to deliver efficient 401k plan management services to all sizes of employers.

Spectrum's clients include ordinary business entities and professional firms, as well as not-for-profit and governmental entities. Our diverse client roster extends across most western states.